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Equity Fundamentals

What Is Securities Premium? Meaning, Accounting and Example

Learn what securities premium means, how it arises when shares are issued above face value, and how investors can understand it on the balance sheet.

By Kamal Kumar2026-09-203 min read

What Is Securities Premium?

Securities Premium is the amount received by a company above the face value of its shares when shares are issued at a premium.

In simple terms:

Securities Premium = Issue Price − Face Value

per share, multiplied by the number of shares issued, subject to the applicable accounting treatment.

Simple Example

Suppose a company issues 10 crore shares with:

Face value = ₹10
Issue price = ₹150

Premium per share:

₹150 − ₹10 = ₹140

Total securities premium:

₹140 × 10 crore = ₹1,400 crore

Total issue proceeds:

₹150 × 10 crore = ₹1,500 crore

Securities Premium and Share Capital

In this simplified example:

Share capital component = ₹100 crore
Securities premium = ₹1,400 crore
Total proceeds = ₹1,500 crore

The distinction helps investors understand how equity capital was raised.

Why Issue Shares Above Face Value?

The issue price can be above face value because investors may value the company's business, assets, growth prospects and expected earnings above the nominal share value.

Face value does not determine fair market value.

Securities Premium on the Balance Sheet

Securities premium is generally presented within shareholders' equity or reserves according to the applicable accounting framework.

Its permitted uses are governed by the relevant legal and accounting requirements.

NIFTY Example

Imagine a hypothetical NIFTY company issues 5 crore shares:

Face value = ₹10
Issue price = ₹400

Premium per share:

₹390

Total securities premium:

₹390 × 5 crore = ₹1,950 crore

Total funds raised:

₹400 × 5 crore = ₹2,000 crore

Securities Premium vs Market Premium

These are different concepts.

Securities Premium: arises from relevant share-issuance transactions above face value.

Market Premium: may describe the difference between market price and another reference value.

A listed share trading at ₹500 with a face value of ₹10 does not automatically mean the company has created ₹490 of securities premium.

Securities Premium and IPOs

An IPO can involve shares being issued above face value.

However, an IPO can include both fresh issues and offers for sale.

In an offer for sale, existing shareholders sell shares and the proceeds generally go to those selling shareholders rather than representing fresh capital raised by the company.

Common Mistakes

Treating securities premium as revenue
Assuming market price creates securities premium
Confusing premium with operating profit
Ignoring dilution from a fresh issue

How Investors Can Analyse It

1.Check new share issues.
2.Compare issue price with face value.
3.Review share-capital changes.
4.Review securities premium.
5.Examine how capital was used.
6.Check dilution and future earnings impact.

Final Thoughts

Securities Premium explains how much capital a company has raised above the nominal face value of its shares.

It is a capital-structure concept, not a measure of operating profitability.

Frequently Asked Questions

Is securities premium the same as share capital?

No. They represent different components of equity.

Does higher securities premium mean higher profit?

No. It is related to equity financing.

Does an offer for sale create securities premium for the company?

Generally, an offer for sale involves existing shareholders selling shares, so the proceeds go to those shareholders.

Disclaimer

This article is for educational purposes only and does not constitute financial advice. Please consult a SEBI-registered investment adviser before making investment decisions.

This article is for educational purposes only and does not constitute financial advice. Please consult a SEBI registered investment advisor before making any investment decisions.